{"id":10,"date":"2020-09-10T14:24:31","date_gmt":"2020-09-10T14:24:31","guid":{"rendered":"https:\/\/demo18.houzez.co\/?page_id=10"},"modified":"2021-06-21T11:21:04","modified_gmt":"2021-06-21T11:21:04","slug":"homepage","status":"publish","type":"page","link":"https:\/\/harbirzinc.com\/mortgages\/","title":{"rendered":"Homepage"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10\" class=\"elementor elementor-10\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c33fd81 elementor-section-height-min-height elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"c33fd81\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:1853,&quot;url&quot;:&quot;https:\\\/\\\/harbirzinc.com\\\/mortgages\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/slider3.jpeg&quot;}],&quot;background_slideshow_ken_burns&quot;:&quot;yes&quot;,&quot;background_slideshow_ken_burns_zoom_direction&quot;:&quot;out&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;,&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M790.5,93.1c-59.3-5.3-116.8-18-192.6-50c-29.6-12.7-76.9-31-100.5-35.9c-23.6-4.9-52.6-7.8-75.5-5.3\n\tc-10.2,1.1-22.6,1.4-50.1,7.4c-27.2,6.3-58.2,16.6-79.4,24.7c-41.3,15.9-94.9,21.9-134,22.6C72,58.2,0,25.8,0,25.8V100h1000V65.3\n\tc0,0-51.5,19.4-106.2,25.7C839.5,97,814.1,95.2,790.5,93.1z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-0f7f1dd\" data-id=\"0f7f1dd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b6412d elementor-widget elementor-widget-image\" data-id=\"5b6412d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"422\" height=\"591\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/Kanishka_Tagore.png\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/Kanishka_Tagore.png 422w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/Kanishka_Tagore-214x300.png 214w\" sizes=\"auto, (max-width: 422px) 100vw, 422px\" \/>\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-d7f4bd7\" data-id=\"d7f4bd7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-08e31e9 elementor-invisible elementor-widget elementor-widget-houzez_elementor_section_title\" data-id=\"08e31e9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"houzez_elementor_section_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"houzez_section_title_wrap section-title-module\">\n                                    <h2 class=\"houzez_section_title\">Kanishka Tagore<\/h2>\n                \n                                    <p class=\"houzez_section_subtitle\">Mortgage specialist providing ethical and<br> honest advice with excellent customer service.<\/p>\n                            <\/div>\n            \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3edbea5 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"3edbea5\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"#contact\" class=\"elementor-button-link elementor-button elementor-size-lg\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">BOOK AN APPOINTMENT<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-346e46c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"346e46c\" data-element_type=\"section\" id=\"services\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-ada401c\" data-id=\"ada401c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ae52de8 elementor-widget elementor-widget-spacer\" data-id=\"ae52de8\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7828e40 elementor-invisible elementor-widget elementor-widget-houzez_elementor_section_title\" data-id=\"7828e40\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"houzez_elementor_section_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"houzez_section_title_wrap section-title-module\">\n                                    <h2 class=\"houzez_section_title\">Get the Mortgage that's right for you\n<\/h2>\n                \n                            <\/div>\n            \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fddab88 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"fddab88\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p>As your Mortgage Partner, I will compare dozens of lenders to find you a solution that is right for you. Not only that, my process makes the entire process fast with easy approvals.<\/p><p>No matter what your situation, we have a solution for you. Book an appointment today and let&#8217;s get you moving towards your financial goals.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b24003e elementor-vertical-align-middle elementor-position-right elementor-widget__width-auto elementor-view-default elementor-invisible elementor-widget elementor-widget-icon-box\" data-id=\"b24003e\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a class=\"elementor-icon elementor-animation-\" href=\"#\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-comment\"><\/i>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t<a href=\"#\">Talk to the expert<\/a>\n\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-e06b105\" data-id=\"e06b105\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-918ef20\" data-id=\"918ef20\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a8fe041 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"a8fe041\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-8942bc8\" data-id=\"8942bc8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03eae4f elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"03eae4f\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png 512w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-300x300.png 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-150x150.png 150w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-496x496.png 496w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Refinancing<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-0c9348d\" data-id=\"0c9348d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2667798 elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"2667798\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png 512w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-300x300.png 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-150x150.png 150w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-496x496.png 496w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Home Purchases<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ea585f9\" data-id=\"ea585f9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f91321 elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"2f91321\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png 512w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-300x300.png 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-150x150.png 150w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-496x496.png 496w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">First Time Home Buyer<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2f16465 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"2f16465\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a836c6f\" data-id=\"a836c6f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3bc1857 elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"3bc1857\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png 512w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-300x300.png 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-150x150.png 150w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-496x496.png 496w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Second Mortgages<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-c01f92a\" data-id=\"c01f92a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a95306a elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"a95306a\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png 512w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-300x300.png 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-150x150.png 150w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-496x496.png 496w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Private Mortgages<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a34e179\" data-id=\"a34e179\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f41888 elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"4f41888\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png 512w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-300x300.png 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-150x150.png 150w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-496x496.png 496w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Renewals<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7cf8337 elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"7cf8337\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-1e9873b\" data-id=\"1e9873b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0caaa8d elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"0caaa8d\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png 512w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-300x300.png 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-150x150.png 150w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-496x496.png 496w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Home Equity Line of Credit<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f6b973c\" data-id=\"f6b973c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-832838f elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"832838f\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png 512w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-300x300.png 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-150x150.png 150w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-496x496.png 496w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Home Equity Loans<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-c31f7d6\" data-id=\"c31f7d6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f96eb57 elementor-position-top elementor-vertical-align-top elementor-widget elementor-widget-image-box\" data-id=\"f96eb57\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon.png 512w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-300x300.png 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-150x150.png 150w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/icon-496x496.png 496w\" sizes=\"auto, (max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Consult<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d49d17b elementor-section-full_width elementor-section-content-bottom elementor-section-height-default elementor-section-height-default\" data-id=\"d49d17b\" data-element_type=\"section\" id=\"about\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c765db9 animated-slow elementor-invisible\" data-id=\"c765db9\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-431489e elementor-widget elementor-widget-spacer\" data-id=\"431489e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a0829ab\" data-id=\"a0829ab\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cb48b84 elementor-widget elementor-widget-spacer\" data-id=\"cb48b84\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-299d3dc elementor-section-full_width elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"299d3dc\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-d439d9c\" data-id=\"d439d9c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11abbba elementor-widget elementor-widget-houzez_elementor_section_title\" data-id=\"11abbba\" data-element_type=\"widget\" data-widget_type=\"houzez_elementor_section_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"houzez_section_title_wrap section-title-module\">\n                \n                                    <p class=\"houzez_section_subtitle\">Whether you are purchasing, refinancing or looking for lowest rate, my role is to find the most suitable mortgage product for you. I look forward to working with you.<\/p>\n                            <\/div>\n            \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90a915f elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"90a915f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"#contact\" class=\"elementor-button-link elementor-button elementor-size-lg\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">BOOK AN APPOINTMENT<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b1a1bff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b1a1bff\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;shape_divider_bottom&quot;:&quot;waves&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M790.5,93.1c-59.3-5.3-116.8-18-192.6-50c-29.6-12.7-76.9-31-100.5-35.9c-23.6-4.9-52.6-7.8-75.5-5.3\n\tc-10.2,1.1-22.6,1.4-50.1,7.4c-27.2,6.3-58.2,16.6-79.4,24.7c-41.3,15.9-94.9,21.9-134,22.6C72,58.2,0,25.8,0,25.8V100h1000V65.3\n\tc0,0-51.5,19.4-106.2,25.7C839.5,97,814.1,95.2,790.5,93.1z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1df4edd\" data-id=\"1df4edd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3d062b elementor-widget elementor-widget-spacer\" data-id=\"f3d062b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fdd4601 elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"fdd4601\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-inner-column elementor-element elementor-element-aee61e9\" data-id=\"aee61e9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8bf9b9 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"d8bf9b9\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6719231 elementor-widget elementor-widget-houzez_elementor_section_title\" data-id=\"6719231\" data-element_type=\"widget\" data-widget_type=\"houzez_elementor_section_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <div class=\"houzez_section_title_wrap section-title-module\">\n                                    <h2 class=\"houzez_section_title\">START YOUR PRE-QUALIFICATIONS NOW<\/h2>\n                \n                            <\/div>\n            \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-9baa7f9\" data-id=\"9baa7f9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d353475 elementor-widget elementor-widget-spacer\" data-id=\"d353475\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3548136 elementor-widget elementor-widget-spacer\" data-id=\"3548136\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-699bdad elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"699bdad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-36d236d elementor-invisible\" data-id=\"36d236d\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3fde02c elementor-widget elementor-widget-image\" data-id=\"3fde02c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"748\" height=\"421\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-1.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-1.jpg 748w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-1-300x169.jpg 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-1-496x279.jpg 496w\" sizes=\"auto, (max-width: 748px) 100vw, 748px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbf9f2e elementor-widget elementor-widget-heading\" data-id=\"bbf9f2e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">STEP 1: LEARN<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07910d0 elementor-widget elementor-widget-text-editor\" data-id=\"07910d0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p><strong>Expert Mortgage Advice<\/strong><\/p><p>We&#8217;ll open with a discovery phase. we want to know about you, your goals and your ideas home loan scenario<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-8f9aa6e elementor-invisible\" data-id=\"8f9aa6e\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e55221 elementor-widget elementor-widget-image\" data-id=\"0e55221\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"749\" height=\"421\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-2.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-2.jpg 749w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-2-300x169.jpg 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-2-496x279.jpg 496w\" sizes=\"auto, (max-width: 749px) 100vw, 749px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13bd1b2 elementor-widget elementor-widget-heading\" data-id=\"13bd1b2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">STEP 2: REVIEW\n<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5a3e99 elementor-widget elementor-widget-text-editor\" data-id=\"d5a3e99\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p><strong>65+ Lenders to Compare<\/strong><\/p><p>Together we will plan for your rates, programs,payments and more. With our experienced Advisors, you will get the unbaised, honest advise you deserve<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f1bbd07 elementor-invisible\" data-id=\"f1bbd07\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b825d89 elementor-widget elementor-widget-image\" data-id=\"b825d89\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"749\" height=\"421\" src=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-3.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-3.jpg 749w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-3-300x169.jpg 300w, https:\/\/harbirzinc.com\/mortgages\/wp-content\/uploads\/2021\/04\/STEP-3-496x279.jpg 496w\" sizes=\"auto, (max-width: 749px) 100vw, 749px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80952d9 elementor-widget elementor-widget-heading\" data-id=\"80952d9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">STEP 3: CLOSE<\/a><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7786609 elementor-widget elementor-widget-text-editor\" data-id=\"7786609\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p><strong>Get ready to close<\/strong><\/p><p>After selecting right plan for you we will finish processing loan and will prepare you to close . Your new home awaits.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-35f0f65 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"35f0f65\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3777a1f\" data-id=\"3777a1f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-676e861 elementor-widget elementor-widget-spacer\" data-id=\"676e861\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-597f4b9 elementor-widget elementor-widget-text-editor\" data-id=\"597f4b9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><h2>Compare Mortgage Rates<\/h2><p>Getting the\u00a0best mortgage rates in Canada\u00a0is on every homebuyer\u2019s mind. A lower interest rate can save you thousands of dollars over your mortgage term, so getting anything less the best current mortgage rates in Canada could cost you a significant amount.<\/p><h2>How to find the lowest mortgage rates in Canada<\/h2><p>Most Canadians don\u2019t shop for mortgages before signing up with the bank they\u2019ve been with since childhood. They don\u2019t know the average\u00a0mortgage rates in Canada, and end up paying a lot more on their mortgage for no reason.<\/p><p>Your first instinct may be to think that the bank will give you the best\u00a0mortgage rates, but that\u2019s actually not the case. Banks have higher interest rates when you go to them directly\u00a0because\u00a0they know that most people have no idea what a \u201cgood\u201d mortgage rate is.<\/p><p>The\u00a0only\u00a0way to find the best mortgage rates in Canada is to compare mortgage rates. This lets you find not only the lowest mortgage rates, but also the\u00a0current Canadian mortgage rates. When you know what the \u201cnormal\u201d mortgage rate is, you can tell how good of a deal you\u2019re getting on your mortgage.<\/p><h2>What kind of mortgage should I get?<\/h2><p>People getting their first mortgage might understandably not know much about different mortgage types, if anything at all. It can be surprising to learn that many different types of mortgages exist, and some are better than others for certain circumstances.<\/p><p>For example, a closed mortgage has penalties if you break it early, such as when you have to move before your mortgage term is over. An open mortgage doesn\u2019t have any penalties, but comes at a much higher interest rate, so it\u2019s not worth it unless you plan on paying off the mortgage in full very quickly.<\/p><p>When choosing the\u00a0best mortgage rates in Canada, there\u2019s more than just the interest rate to consider. You also have to think about the term length, penalties, and rate type before choosing a mortgage.<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>\u00a0<\/p><p>\u00a0<\/p><h2>Should I go fixed or variable?<\/h2><p>One of the biggest things you have to consider when getting a mortgage is whether you want a fixed or variable rate mortgage.<\/p><p>Fixed rates have the same interest rate for the length of the term. Payments will always be the same month-to-month, and it doesn\u2019t matter what happens to Canadian interest rates. Fixed rates have been the more popular choice for homebuyers for a long time because of their perceived stability.<\/p><p>Variable rates are normally cheaper than fixed rates, but have the potential to go up or down during your term. A common misconception about variable rates is that the payment will go up or down whenever interest rates do, but that\u2019s not true. In fact, payments will stay the same throughout the term \u2013 the only thing that changes is the\u00a0amount\u00a0of money going towards the principal and interest. When interest rates go down, you pay less in interest, and more in interest when rates go up.<\/p><p>Fixed rates also have higher mortgage penalties than variable rates, so that\u2019s something to think about as well.<\/p><p>Historically, variable rates end up cheaper in the long run, but currently fixed rates are actually cheaper than comparable variable terms. Which is best for you depends on your situation, so we recommend speaking to an expert mortgage broker.<\/p><h2>What are pre-payment privileges?<\/h2><p>As said earlier, closed mortgages have penalties for when you pay it off in full before the term is over. However, most mortgages let you pay a small amount above your mortgage payment every month or once a year. These are known as pre-payment privileges.<\/p><p>The absolute\u00a0lowest mortgage rates in Canada\u00a0may not allow you any pre-payment privileges, so it\u2019s best to learn as much as you can about your mortgage before you sign. The rate on these mortgages may be a little bit lower, but you could end up missing out on the benefits of your pre-payments.<\/p><p>Normal pre-payment privileges are 20\/20, meaning that you can pay up to 20% more than your monthly mortgage payment per month, or up to 20% of the total mortgage amount once per year. This will substantially lower your mortgage amount and interest owed, as well as shave years off the total length of your mortgage.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-748e66d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"748e66d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-11ad595\" data-id=\"11ad595\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6b3896 elementor-widget 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xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7\n\tc23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4\n\tc21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0405f1d\" data-id=\"0405f1d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e1caf7c elementor-invisible elementor-widget elementor-widget-houzez_elementor_section_title\" data-id=\"e1caf7c\" data-element_type=\"widget\" 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for=\"form-field-email\" class=\"elementor-field-label\">Email<\/label><input type=\"email\" name=\"email\" id=\"form-field-email\" class=\"elementor-field form-control elementor-size-sm elementor-field-textual\" placeholder=\"Email\" title=\"* Email\" required=\"required\">                    <\/div>\n\n                                        <div class=\"elementor-field-group elementor-column form-group elementor-field-group-a5dc89a elementor-col-100\">\n                    <label for=\"form-field-a5dc89a\" class=\"elementor-field-label\">Mobile<\/label><input type=\"text\" name=\"mobile\" id=\"form-field-a5dc89a\" class=\"elementor-field form-control elementor-size-sm elementor-field-textual\" placeholder=\"Mobile\" title=\"* Mobile\">                    <\/div>\n\n                                        <div class=\"elementor-field-group elementor-column form-group elementor-field-group-message elementor-col-100\">\n                    <label for=\"form-field-message\" class=\"elementor-field-label\">Message<\/label><textarea class=\"elementor-field-textual elementor-field elementor-size-sm\" name=\"message\" id=\"form-field-message\" rows=\"4\" placeholder=\"Message\"><\/textarea>                    <\/div>\n\n                    \n                                        <div class=\"houzez-gdpr-agreement elementor-field-group elementor-col-100\">\n                        <label for=\"gdpr_agreement\" class=\"elementor-field-label\"><\/label>\n                        <div class=\"gdpr-agreement-subgroup\">\n                            <span class=\"gdpr-field-option\">\n                                <label class=\"gdpr-text\" for=\"gdpr_agreement\">\n                                    <input required type=\"checkbox\" name=\"gdpr_agreement\" id=\"gdpr_agreement\" title=\"click checkbox\">  * I hereby consent receiving future marketing and promotional emails from Hashtag Mortgages.                                <\/label>\n                         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elementor-element-b6467f5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b6467f5\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ad25826\" data-id=\"ad25826\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fbb9b1 elementor-icon-list--layout-inline elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4fbb9b1\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-user-tie\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Priyanka Sanghvi (Financial Advisor)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">+1 226 580 6040<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-certificate\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">License #: M21001050<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f399743 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f399743\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b48cfe5\" data-id=\"b48cfe5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e65218 elementor-widget elementor-widget-text-editor\" data-id=\"1e65218\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p>\u00a9 Priyanka Sanghvi &#8211; All rights reserved<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6ea1ee5\" data-id=\"6ea1ee5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6091e10 elementor-widget elementor-widget-text-editor\" data-id=\"6091e10\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p>Powered by\u00a0<a href=\"https:\/\/www.harbirzinc.com\/\" target=\"_blank\" rel=\"noopener\">HARBIRZ INC.<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kanishka Tagore Mortgage specialist providing ethical and honest advice with excellent customer service. BOOK AN APPOINTMENT Get the Mortgage that&#8217;s right for you As your Mortgage Partner, I will compare dozens of lenders to find you a solution that is right for you. Not only that, my process makes the entire process fast with easy [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template\/template-homepage.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-10","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/harbirzinc.com\/mortgages\/wp-json\/wp\/v2\/pages\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harbirzinc.com\/mortgages\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/harbirzinc.com\/mortgages\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/harbirzinc.com\/mortgages\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/harbirzinc.com\/mortgages\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":208,"href":"https:\/\/harbirzinc.com\/mortgages\/wp-json\/wp\/v2\/pages\/10\/revisions"}],"predecessor-version":[{"id":1988,"href":"https:\/\/harbirzinc.com\/mortgages\/wp-json\/wp\/v2\/pages\/10\/revisions\/1988"}],"wp:attachment":[{"href":"https:\/\/harbirzinc.com\/mortgages\/wp-json\/wp\/v2\/media?parent=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}